Fact sheet · November 2026
A resident visa for investors and their families in one of the world's most stable nations, with a pathway to permanent residence from NZD 5 million.
Why New Zealand
New Zealand is one of the world's most stable and well-governed nations and an attractive destination for investment, business, and raising a family. It consistently ranks in the top 10 for protecting investors, starting a business, and the ease of doing business. One of the least densely populated countries in the world, it also offers an extensive tax treaty network and a sound legal system based on English law.
Key facts
- Growth category minimum investment: NZD 5 million
- Balanced category minimum investment: NZD 10 million
- Minimum presence, Growth category: 21 days
- Age limit for dependent children: Up to 24
Key benefits
No capital gains tax
No gift, estate, or wealth tax, and no capital gains tax.
Family included
Residence applicable to a spouse and dependent children up to the age of 24.
Stability
Political, social, and economic stability, with a sound legal system based on English law.
Quality of life
High standards of living, a multicultural population, and low population density.
Country profile
Population 5.4 million Languages English Economy Competitive, industrialized free-market Currency New Zealand dollar
Program overview
Minimum investment of NZD 5 million (Growth) or NZD 10 million (Balanced) A pathway to permanent residence once the holding and presence requirements are met Citizenship requires five years as a resident and 1,350 days in New Zealand
Investment categories
Two categories, with different investment levels, holding periods and presence requirements.
Growth category NZD 5 million Managed funds and direct business investments approved by New Zealand Trade & Enterprise (NZTE), held for three years.
Growth presence 21 days Minimum time in New Zealand over the three-year holding period.
Balanced category NZD 10 million Equities, bonds, managed funds, direct business investments, property development and philanthropy, held for five years.
Balanced presence 105 days Minimum time in New Zealand over the five-year period; may be reduced with a higher investment.
Main applicant requirements
An investment in one of the two categories, Growth or
Balanced
Investments held for the full period required by the chosen category
The physical presence requirement of the chosen category
met
Good to know
Permanent residence can be applied for once the investment period and presence requirements are met.
Family members included in the visa must go to New Zealand within 12 months of the visa being granted.
Family members are not required to remain in New Zealand for any minimum length of time.
Your application journey
- Client contacts Phoenix Immigration Consulting Services
- Phoenix advises on the best program for the client and their family
- Onboarding and preparation of the application
- Residence granted, with continued support from our team
- Family travels to New Zealand within 12 months of the visa grant
- Investment held for three years (Growth) or five years (Balanced)
- Physical presence requirements met
- Eligible to apply for permanent residence
Program rules, government fees, processing times and visa-free access can change at any time. Figures are indicative as of November 2026; please confirm current terms with Phoenix Immigration Consulting Services before applying. This fact sheet is for general information and is not legal advice.